What Your Home Warranty DOESN’T Cover
A home warranty is one of the easiest ways to protect your home’s appliances and systems, and it’ll save you money down the road when the typical wear and tear of life start to affect them.
You’ve seen plenty of information about what a home warranty covers.
But did you know that there are some things that a home warranty doesn’t cover? We put together a list of non-covered areas for you, so that you can prepare yourself for the future.
Certain Parts of Your Home
A home warranty will not cover your flooring, foundation, or solar power systems.
Specific Appliances and Extras
A home warranty will not cover any commercial-grade systems (items that are designed for professional rather than domestic use, such as a professional baking oven that you might install if you operate a home bakery). It also won’t cover components of appliances that aren’t needed to run efficiently.
Repairs or Replacements Resulting From Certain Conditions
A great deal of what’s not covered by a home warranty is due to circumstances. Some things are just due to timing or other human-based factors.
A home warranty won’t cover pre-existing wear and tear or repair issues from before you signed up for the warranty, or issues caused by improper installation/maintenance or manufacturer defects.
And, of course, it won’t cover items that were not included in the contract. So if you didn’t sign up to have your heating system covered, you’ll have to find a professional to fix it yourself.
Some other areas that aren’t covered are, unfortunately, things that are outside of a homeowner’s control, like repairs due to sediment or corrosion, or repairs/replacements made due to the identification, detection, or removal of hazardous substances, such as black mold, asbestos, and radon gas.
However, there are things that are a homeowner’s responsibility. A warranty won’t cover repairs or replacements made to correct zoning and building code violations. It also won’t cover any issues that were uncovered by a home inspector, because that means you knew about existing problems when you moved in.
While it may seem like there are a lot of things that aren’t covered by a home warranty, the reality is that there are so many more systems and appliances that ARE. Give us a call today, and you can learn just how much of your home we can protect with a warranty from Trinity Home Advisors.
