Is A Home Warranty Really Worth It?

Is A Home Warranty Really Worth It?

As a homeowner, you understand the importance of protecting your home and its contents. While homeowners insurance provides financial protection against damage caused by incidents like fires or theft, it doesn’t cover normal wear and tear on appliances and systems. That’s why many homeowners opt for an additional layer of protection with a home warranty. But is it really worth the money? Let’s go over what a home warranty covers to help with your decision.

Repairs & Replacements

A home warranty is a service contract that covers repairs or replacements due to normal wear and tear on system components in your home. This includes major systems such as HVAC, plumbing, electrical, water heaters, and more. The coverage helps protect you against costly repairs or total replacement if one of these components fails.

Peace Of Mind

When selecting a provider for your home warranty coverage, it’s important to make sure the company offers solid customer service and will respond quickly to any issues you may have. Some policies even provide 24/7 response time so you can rest assured that someone will be available whenever an issue arises. You should also consider the quality of coverage being offered – make sure the policy covers all components in your home that may need repair or replacement in the future.

Even if you rarely need to use your home warranty coverage, just knowing that your home will be taken care of in case of a disaster is enough to give any homeowner peace of mind.

Discounts & Perks

Another factor to consider when looking for a home warranty provider is whether they offer any additional perks or discounts beyond basic coverage. Many companies offer discounts for certain types of homes, multiple-unit structures, military personnel, senior citizens, and more. Be sure to look into these benefits before signing up for any plans.

Overall, having a reliable home warranty is essential not just for financial protection but also peace of mind knowing that no matter what happens with your appliances or systems repairs can be taken care of quickly and easily without breaking the bank. By doing research into potential providers and reviewing each policy thoroughly you can make sure you are getting the best quality coverage at an affordable price—providing you with plenty of assurance that whatever life throws at your house, you’re prepared! If you’re still on the fence about whether a home warranty is the right choice for you, give the experts at Trinity Home Advisors a call! We’ll let you know what’s covered, what’s not, and what you can expect when you sign up for a home warranty.

How to Keep Your Pool Summer-Ready In The Winter Months

How to Keep Your Pool Summer-Ready In The Winter Months

If you’ve been missing your pool time, then now is the perfect time to get it ready for the colder months. Making sure your pool is clean and safe can help ensure that you have plenty of fun in the sun next summer. Here are our top tips for getting your pool back in shape during the cold weather!

Clear Debris Regularly

One of the most important things you can do during winter is to keep an eye on any debris that may accumulate in your pool. Leaves, twigs, and other elements can easily make their way into a pool and cause damage if they aren’t taken care of quickly. Make sure to regularly check your pool and clear away any debris before it has a chance to settle. This will also help with the overall cleaning process.

Take Measurements

Another important tip is to take regular measurements of your swimming pool’s pH levels, alkalinity, calcium hardness, and other chemical readings. While these numbers may vary depending on what type of swimming pool you have (in-ground, above-ground, saltwater, etc.), keeping a record of them over time – such as when temperatures begin to change – can be very helpful in staying on top of potential problems like algae growth or unchecked chemical levels.

Check Filters & Equipment

It’s also essential that you inspect all equipment, including filters and pumps, regularly during wintertime. Check for signs of rust or wear-and-tear on pumps, and make sure filters are still functioning properly. If anything appears out of sorts, it might be wise to contact a professional immediately – it could save you from having costly repairs later down the line!

Invest in Insulation

Finally, if you want to make sure your swimming pool stays warm during chilly months, think about investing in some insulation products like covers or solar blankets. These can help trap heat inside your swimming pool while blocking out any cold air circulating outside. The added layer of protection will ensure that temperatures remain consistent throughout wintertime so when spring arrives again, you won’t have missed out on too much valuable swim time!

Making sure your swimming pool is ready for winter doesn’t have to be difficult as long as you stay aware of things like debris removal, chemical readings, equipment maintenance, and insulation options. With just a few steps taken ahead of time – when warmer months return again – you’ll be ready for hours upon hours splashing around without worry!

How to Set Your Thermostat for Maximum Comfort in Winter

How to Set Your Thermostat for Maximum Comfort in Winter

When the cold months start to creep in, it’s important to make sure your thermostat is set correctly for maximum comfort. Knowing the ideal temperature for your home can help you stay warm and save money. Here we’ll explain how to adjust your thermostat and prepare your home for wintertime!

Benefits of Properly Setting Your Thermostat

The first step in preparing your thermostat for winter is understanding the benefits of a correctly-set thermostat. There are a few key advantages that come with making sure you have the right temperature:

  • Consistent temperatures – Keeping the temperature consistent throughout your whole house will help ensure everyone stays comfortable all day long!
  • Energy savings – A properly adjusted thermostat helps you save energy, which can lead to lower bills each month.
  • More control over an indoor environment – If you know exactly what temperature your house should be, then you’ll have more control over the climate of every room in your home. You can also set different temperatures for various times of day or days of the week if needed.

What Temperature Should You Set Your Thermostat To?

Now that you understand why setting your thermostat correctly is important, let’s look at what temperature it should be set at during winter months. The ideal home temperature during this season is 68°F (20°C). This may feel too hot or cold to some people, but it is an optimal balance between comfort and energy efficiency. That being said, everyone has their own preference when it comes to warmth – so if those numbers don’t suit you, then feel free to make adjustments within reasonable limits (between 62°F and 74°F).

Winterize Your Home For Added Comfort And Savings

t’s always a good idea to check around your house for any drafts that could be letting in cold air before turning up your thermostat. Do some spot checks by placing one hand near window/door frames and feeling for cooler air coming inside – then seal off any gaps with caulk or insulation foam if necessary. It may also be helpful to seal off unused rooms (such as storage spaces) or close vents in rooms that aren’t used much so they don’t cause imbalances in the rest of the house. Doing these things not only helps keep chilly air out, but it will also increase efficiency by preventing heated air from escaping through these areas as well!

Tips For Sticking To Your Thermostat Settings

Now that you’ve got everything set up correctly, here are some tips on how to stay consistent with keeping it there:

  • Put reminders on calendars/reminder apps so that everyone knows when they need to turn down/up the temperature accordingly each day/week                                 
  • Put sticky notes near computers or TVs reminding family members not to adjust their personal heating units without consulting others first                                    
  • Install a smart thermostat – it’s easier to automate settings and track energy usage                                    
  • Tell guests ahead of time about specific rules regarding adjusting temperatures without permission so no one accidentally changes something without knowing better!

Once all these steps have been taken care of, sit back and enjoy a nice warm winter without having to worry about freezing or wasting energy unnecessarily! Hopefully, this guide has shown you how easy it is to create an ideal environment using just a few simple techniques – all while saving money on electricity bills too!

Here’s The Most Important Coverage To Have For Your Home

Here’s The Most Important Coverage To Have For Your Home

When it comes to protecting your home, homeowner insurance is an absolute must. Not only is it required by law for most mortgages, but it can also provide financial protection against property damages or losses that can occur due to natural disasters, theft, or accidents. But with so many different types of coverage available – what’s the most important home insurance coverage to have? Let’s take a closer look.

Liability Coverage

Liability coverage is the most essential type of home insurance coverage you can buy. This type of policy helps protect you in the event that someone is injured on your property or if you are responsible for damages caused by something on your property (such as a broken window). Generally speaking, these policies provide liability limits of up to $500,000 – meaning this type of coverage should more than cover most situations.

Property Damage Coverage

This type of policy covers repairs needed to the structure and contents of your home due to damage from events such as fire, storm, vandalism, and theft. Property damage coverage usually comes in two parts: primary residence and additional structures – both of which have different levels of coverage depending on the insurer.

Personal Belongings Coverage

Personal belongings coverage protects items such as furniture and clothing from being stolen or damaged due to certain events like fires or floods. It usually covers up to 60-70% of what would be required for full replacements at current market rates – meaning you won’t be left with nothing in the event of a disaster.

Additional Living Expenses Coverage

Sometimes life throws you a curveball and you may need to find alternative living arrangements while your house is being repaired due to an accident or natural disaster. Additional living expense coverage provides reimbursement for costs associated with temporary housing while giving you peace of mind knowing that everything will be taken care of financially without having to worry about unnecessary stressors during trying times!

When selecting a homeowner insurance policy, it’s important to know exactly what each type offers in order to make sure that you’re getting adequate protection for your needs. Liability coverage is undoubtedly one of the most essential forms as it helps prevent major financial losses in case something does go wrong on your property. However personal belongings and additional living expenses can also be invaluable if there ever comes a time when they are needed! If you want more insight on what coverage will work best for you, give the team at Trinity Home Advisors a call, and we’ll help you figure out how to ensure you’re taken care of, no matter what happens.

SINK or Swim–Here’s How To Take Care Of Your Garbage Disposal

SINK or Swim–Here’s How To Take Care Of Your Garbage Disposal

Are you sick of dealing with a broken garbage disposal in your kitchen? Clogged, smelly, and noisy disposals are not only frustrating but can also be hazardous to your health. Luckily, maintaining your garbage disposal doesn’t require much time or effort – here’s what you need to know about keeping it running like new!

A Quality Cleaner Makes All The Difference

First off, invest in a good quality disposal cleaner. This will help keep your unit clean and functioning properly for years to come. You can find cleaners specifically designed for this task at most hardware stores or online retailers. Additionally, regularly pouring boiling water down the drain before using the disposal machine can loosen and remove any food particles stuck within its blades.

Avoid Putting These Items In

On top of regular maintenance, you’ll also want to avoid putting certain items into the garbage disposal such as egg shells, coffee grounds, grease, and fibrous vegetables like potato peels or celery stalks. These items build up over time and will eventually clog up the drainpipe. Furthermore, try to avoid putting large amounts of food waste in the disposal since too much strain on the motor can cause it to overload and break down prematurely.

Call A Professional When There’s Trouble

Finally, always remember that when dealing with a clogged or jammed disposal unit it is important not to use any sharp tools like screwdrivers or forks in an attempt to unclog it yourself as these could cause major damage if improperly handled. Instead, contact a professional plumber who can safely take care of the issue without putting you at risk for injury or causing additional harm to your plumbing system. A plumber should be able to identify any underlying issues that are contributing to your problem such as tree roots being lodged in pipes underground or debris buildup from improper cleaning methods. Taking proper care of your garbage disposal is key in helping it last longer and avoiding any unnecessary costly repairs in the future. And while periodic checkups by professional plumbers may seem like an extra expense it’s often worth more than our peace of mind knowing that our plumbing system is working just fine!

Are Trinity Home Warranty Letters a Scam?

Are Trinity Home Warranty Letters a Scam?

Have you recently received a home warranty letter in the mail from Trinity Home Advisors or some other home warranty provider? If so, you’re probably wondering if it’s a scam… and whether or not it should go from the mailbox right into the trash. 

Don’t toss that letter just yet! 

Unlike many “junk” offers that come through the mail and aren’t legitimate, home warranty letters are not a scam.

Many new and existing homeowners will receive this type of letter. Keep reading to understand that home warranties are legitimate and what they do!

What Is a Home Warranty?

So, home warranties aren’t a scam. If they’re real, what are they

Home warranties are contracts that cover certain types of expenses that home insurance typically won’t. Having one can help cover some of the most major repair expenses a homeowner can face. 

You can get a home warranty as a new homeowner, but you can also add a home warranty at any time while you own your home.

A home warranty typically lasts for a set amount of time, usually a year. 

There are different levels of coverage available, so you can include the home appliances and systems you would like to be included in your plan.  

Saving Repair Hassle

One of the most convenient parts of a home warranty is that they remove the hassle of finding a repairman. If you have a covered claim, the home warranty company will schedule a professional or company to take care of it for you. The only thing you’ll have to pay is a small service fee. 

Because home insurance is primarily concerned with your personal belongings and people on your property, home warranties cover the parts of your home that keep it functioning. 

Here’s a glimpse at what a home warranty can take care of for you:

Home Systems

It can be devastating to have issues with the critical systems that your household relies on. Few people have savings put aside to cover large, unexpected expenses. That’s why things like replacing an HVAC system might feel impossible, especially if you’re on a tight budget.

With a home warranty from Trinity Home Advisors, you won’t have to worry about dipping deeply into savings, even if you do have money put aside. 

Depending on the plan you have, you could be covered for: 

  • Central A/C and heating
  • Interior electrical system
  • Plumbing
  • Septic system 

Appliances

Even if you aren’t facing an issue with one of your home’s large systems, even a broken refrigerator can still cost more than $1500 to replace! 

Home warranties can help you replace your: 

  • Refrigerator
  • Built-in dishwasher
  • Washer and dryer
  • Water heater
  • Garbage disposal
  • Oven, range, or cooktop
  • Built-In microwave
  • And more! 

How Can You Tell If Your Letter Is a Scam?

The home warranty letter you received might still have you scratching your head. Even knowing that home warranties are real, is the company that mailed your letter legitimate? 

To find out, do a little research. Look up the company online and find their website. There should be contact information listed there that will allow you to reach out and talk to someone. You’ll at least be able to see for yourself what they do! 

You’ll find all these things on our Trinity Home Advisors website!

Contact Trinity Home Advisors for Your Home Warranty 

If you’ve received a letter in the mail from Trinity Home Advisors, congratulations! It likely means that you’ve just purchased a home, and that’s worth celebrating. Or, it simply means we have customers in your areas and wanted to reach you about our services.

Be assured that the letter and our company are free of all scams, and you’re looking at a legitimate offer. 

If you haven’t received a letter, don’t worry! You can sign up for a home warranty at any time. It’s simple to contact us through our website, by email, or with our phone number.

Is Trinity Home Advisors a Scam?

Is Trinity Home Advisors a Scam?

If you’re a homeowner and are looking into home warranties or received one of our offer letters in the mail, you may be worried that Trinity Home Advisors is a scam. 

Is it? 

The answer couldn’t be simpler – absolutely not! 

Trinity Home Advisors isn’t a scam − we are a legitimate business providing exactly the services we claim. Looking more closely at our company, you’ll see a wealth of experience backing up that statement – more than a hundred years’ worth of experience between our company’s founders! 

The truth is that allegations about scams get tossed around because people don’t always understand the information they’re being given. It’s easy to think something is a scam if you don’t really know what it is. 

Fortunately, that’s easy to clear up. By learning more about what home warranties are, who receives offers from Trinity Home Advisors, and how you can get in touch with us, you’ll see that what we offer is real and could be incredibly helpful for you and your home!

Who Gets Contacted About Home Warranties? 

Let’s clear up who typically receives information about home warranties. 

If you’re a new homeowner or have recently purchased a home, you’ll probably receive a letter or information regarding a home warranty. 

In fact, over the years, we’re finding more and more existing homeowners interested in a home warranty as they’ve realized what happens when appliances or AC systems go out and you’re not protected.

Or, if you’re in an area where we have other customers, there’s a good chance you’ll receive a letter introducing our company and affordable home warranty services.

Why do we send these letters? 

Because many people don’t even know home warranties exist! 

Home insurance is typically required by most lenders. Even renters often carry renter’s insurance. But a home warranty isn’t something everyone hears about. 

Homeowners insurance is required by your mortgage lender to protect your home against the unthinkable… fire, wind, hail, etc.

But when you purchase a house, you’re purchasing all the major systems within that house. You’ll either use appliances that were already installed or bring in your own. 

None of that is covered under regular home insurance.

We don’t want new homeowners (or any homeowner) to be left scrambling to cover major repairs. This is why we reach out to customers like you!

What Is a Home Warranty?

One of the primary reasons people may assume that Trinity Home Advisors is a scam is that they simply don’t know what a home warranty does. Here’s a bit more information about home warranties so that you can better understand that what Trinity Home Advisors offers is valid and credible. 

Home warranties pick up where home insurance leaves off. While insurance will cover your personal belongings and protect you if someone is injured on your property, it doesn’t often cover the most major elements of the home. 

Home warranties, on the other hand, provide you with peace of mind if a critical system, like your air conditioning or heat, needs to be replaced. It also covers most major appliances, so you won’t have to worry about coming up with the money to buy a new fridge when yours breaks. 

Trinity Home Advisors offers different tiers of coverage, and all the details are clearly presented on our website. 

Our home warranties cover the things listed below along with several other types of appliances. 

  • Central air and heating
  • Interior electrical system
  • Plumbing and septic
  • Dishwashers
  • Kitchen refrigerators
  • Garbage disposals
  • Clothes washer and dryer
  • Doorbell system
  • Ceiling fans
  • And more!

If you’re covered by one of our home warrantys, you’ll be able to get a professional repair service to fix or replace many of the major systems and appliances in your home. The only cost to you is a nominal service fee. 

Contact Us for More Information

Now that you understand what a home warranty does and why you might have received information from Trinity Home Advisors, it’s easy to see that this is a real offer from a real company! 

If you would like more information about Trinity Home Advisors or the services we offer, take a look at our services and contact us today.

Does a home warranty make sense in a rental property?

Does A Home Warranty Make Sense In A Rental Property?

If you’re starting to get into property management – or even if you have a few rentals under your belt – you’re probably aware that it’s not as simple as buying another house and getting tenants. 

Among the various costs, you’ve no doubt come across the question of whether or not to get a home warranty. After all, is it really worth the money when someone else will be living there?

What’s a Home Warranty?

First things first, you should know what a home warranty covers before deciding whether or not it’s worth the investment for your rental. 

A home warranty is a year-long, renewable home service plan that covers home systems and appliances when they stop working due to normal wear and tear. Things like your air conditioning, heating system, and water heater are covered, along with certain appliances you put in yourself, like a dishwasher, a refrigerator, a washer and dryer, and more. 

Depending on your budget, you can choose the systems and appliances you want covered. And, when something does break, the company that you signed up with will take care of finding a professional. You’ll have to pay a small service charge when you submit a ticket for repairs, but the warranty will actually cover the cost of repairs–which can save a lot of money, considering that home repairs can often cost hundreds or even thousands of dollars.

Can You Even Get A Home Warranty On A Rental Property?

Yes! 

Any home you buy is eligible for a home warranty, including rentals. Even if your property is one unit in a condominium or townhouse complex, you’re eligible for everything that’s not shared property (like pipes that go to multiple units, for example). 

It is worth mentioning that a multi-family house’s home warranty will be more expensive than a single-family home. But in the long run, you’ll save money on future repairs and replacements. Plus, the cost of a home warranty is tax deductible for rentals!

Can You Get A Home Warranty After Purchasing A Property?

Yes! 

Typically, a homeowner will sign up for a home warranty when they buy their home, but don’t worry if you decided to opt-out. You can sign up for a home warranty all year long!

So…Is It Worth It?

Ultimately, it’s well worth getting a home warranty. Not only will you save money on repairs, but you also won’t have to deal with the hassle of finding a professional to fix your appliances – this is especially useful for those whose rental properties are out of town. 

If you’re ready to sign up for a home warranty, we are ready to help! Contact us today for a free quote, and we’ll help keep your homes–rental or otherwise–protected.

Understanding the NON-COVERED Costs in Your Home Coverage

What Your Home Warranty DOESN’T Cover

A home warranty is one of the easiest ways to protect your home’s appliances and systems, and it’ll save you money down the road when the typical wear and tear of life start to affect them. 

You’ve seen plenty of information about what a home warranty covers.

But did you know that there are some things that a home warranty doesn’t cover? We put together a list of non-covered areas for you, so that you can prepare yourself for the future.

Certain Parts of Your Home

A home warranty will not cover your flooring, foundation, or solar power systems

Specific Appliances and Extras

A home warranty will not cover any commercial-grade systems (items that are designed for professional rather than domestic use, such as a professional baking oven that you might install if you operate a home bakery). It also won’t cover components of appliances that aren’t needed to run efficiently

Repairs or Replacements Resulting From Certain Conditions

A great deal of what’s not covered by a home warranty is due to circumstances. Some things are just due to timing or other human-based factors. 

A home warranty won’t cover pre-existing wear and tear or repair issues from before you signed up for the warranty, or issues caused by improper installation/maintenance or manufacturer defects. 

And, of course, it won’t cover items that were not included in the contract. So if you didn’t sign up to have your heating system covered, you’ll have to find a professional to fix it yourself. 

Some other areas that aren’t covered are, unfortunately, things that are outside of a homeowner’s control, like repairs due to sediment or corrosion, or repairs/replacements made due to the identification, detection, or removal of hazardous substances, such as black mold, asbestos, and radon gas.

However, there are things that are a homeowner’s responsibility. A warranty won’t cover repairs or replacements made to correct zoning and building code violations. It also won’t cover any issues that were uncovered by a home inspector, because that means you knew about existing problems when you moved in.

While it may seem like there are a lot of things that aren’t covered by a home warranty, the reality is that there are so many more systems and appliances that ARE. Give us a call today, and you can learn just how much of your home we can protect with a warranty from Trinity Home Advisors.

Top 10 Home Maintenance Winter Checklist Tips

Top 10 Home Maintenance Winter Checklist Tips

Top 10 Home Maintenance Winter Checklist Tips

Top 10 Home Maintenance Winter Checklist Tips

Ready for a Winter Wonderland? Here’s Our Winter Checklist for Your Home Maintenance.

There’s a chill in the air, but is your home ready for all that winter weather?

We’ve put together a checklist of ten essential tasks you should put on your to-do list before that first winter storm.

1. Check Your Heating System

Your boiler should be checked monthly for any leakage, and now’s a good time to go and check your furnace filter as well – if it’s dirty, change it out.

You should also check to ensure there are no leaves, shrubs, or greenery blocking the heat pump.

2. Inspect Your Roof

You should have your roof inspected twice a year, either by a professional or even by yourself. Look for problems like damaged or missing shingles and other miscellaneous wear and tear.

Don’t shrug these off; it’s much better to do several small maintenance repairs over time than to have your roof cave in after a particularly bad snowstorm.

3. Fill Gaps Around Doors And Windows

Gaps around windows and doors won’t just leave you chilly; they’ll cost you money as heat escapes. Fill any gaps around windows with caulk, and consider adding weatherstripping to avoid drafts and improve insulation.

4. Inspect Your Chimney & Fireplace

Any blockages in your chimney can be deadly, especially if you use a gas-powered fireplace. A professional can clear and inspect your chimney and fireplace, as well as check gas lines and vents for leaks.

5. Clean Your Gutters

Clogged gutters can cause issues like water damage, ice dams, and can become a hazard if they’re loosened by the elements, not to mention issues with vermin like insects and rodents. You can call a professional to clear them for you, or take care of it yourself.

6. Get Your Summer Appliances and Furniture Winter-Ready (Or Store Them)

You probably won’t be cranking the AC or lounging in your patio chair during a snowstorm. Any outdoor furniture should be stored inside to avoid damage, or at the very least, covered from the elements.

As for your air conditioner, clean the fan blades first. If you have an outdoor unit, cover the condenser to prevent freezing or rust damage. If you have an in-window unit, take it out and store it to ensure heat doesn’t escape your house.

7. Turn Off Outside Faucets

Water can freeze in exterior pipes, causing them to burst. Disconnect garden hoses from outside faucets, and turn off any shut-off valves. Make sure you clear all the water from the tap.

8. Switch Ceiling Fan Directions

Your ceiling fans have a switch that will reverse the direction it spins. When your fan moves in the opposite direction, it brings air up to the ceiling and pushes it back down to the ground.

So when the heat in your home rises, a reversed fan will circulate it through the room–reducing that heating bill in the process!

9. Check Your Smoke & Carbon Monoxide Detectors

You should check both of these every six months, but between heaters drying out the air and gas fireplaces being used more often, it’s especially important to check them before winter starts.

10. Stock Up On Winter Supplies BEFORE The First Storm

Ice melt, salt, and shovels are necessities for the winter, and they’re guaranteed to be sold out once the weatherman predicts the first storm of the season. Stock up ahead of time to avoid the winter rush at the store. Also, consider stocking up on emergency supplies, especially if your area is prone to blackouts during winter storms.

Get Your Home Warranty Today

Did you know a home warranty can cover many of these winter-prepped items? Talk to us today to find out how you can save on your yearly maintenance by getting a free quote.